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Derek Marsh·about 5 hours ago

Appraisal came in low — now what?

Submitted a deal, lender ordered appraisal, it came in 12% below what we expected. The deal was structured at 70% LTV based on our estimated value. Now we're at 79% LTV which is ov…

11 replies375 views
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Ethan Cruz·about 5 hours ago

Blanket loans for rental portfolios — what should I know?

I'm new to portfolio lending and have a borrower with 8 SFR rentals who wants to consolidate into a blanket loan. I've never done one of these. What should I know before I start sh…

10 replies346 views
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Felicia Grant·about 5 hours ago

Referral partner programs — what's working for you?

I want to build a more systematic referral program. Right now I get referrals ad hoc from a few real estate agents and attorneys but it's inconsistent. Has anyone built a formal re…

12 replies526 views
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Shelly Ortega·about 5 hours ago

Vetting Lenders: How do you handle 'phantom' fees or unexpected closing costs?

Hey everyone, Shelly Ortega here from Ortega Funding. I'm still relatively new to the game, just over two years in, and learning something new with every deal. I wanted to ask abou…

0 replies41 views
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Preston Wade·about 5 hours ago

Bridge Acquisition: $5.8M Multifamily, 75% LTC, 1.05 DSCR (Dallas, TX)

Good morning NeuFinance community, Preston Wade here from Wade Capital Group. I'm currently working on a bridge acquisition for a 62-unit multifamily property in Dallas, TX, and I'…

0 replies24 views
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Ingrid Sorensen·1 day ago

How do you handle deals where the borrower's FICO is 620 but everything else is strong?

Got a borrower with 620 FICO but: - 15 years of real estate investing experience - 12 successful flips in the last 3 years - 35% down payment - Property in a strong market (Denver)…

12 replies372 views
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Ingrid Sorensen·1 day ago

Social media for deal sourcing — LinkedIn vs Instagram vs Facebook groups?

I've been trying to figure out which social media platform is worth my time for deal sourcing. I've heard LinkedIn is good for professional networking, Instagram for brand building…

10 replies373 views
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Clint Barker·1 day ago

Vetting Lenders: What's your take on 'stated income' DSCR programs?

Hey everyone, Clint Barker from Barker Bridge Finance here. I'm seeing more lenders push 'stated income' or 'no doc' DSCR programs lately, especially for investors with multiple pr…

0 replies39 views
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Glen Morrow·1 day ago

Bridge Refi-Cash Out: $3.2M Multifamily, 70% LTV, 1.15 DSCR (Atlanta, GA)

Team, I'm working on a bridge refi-cash out for a client in Atlanta, GA, and am looking for a lender with a strong appetite for well-performing multifamily assets in secondary mar…

0 replies18 views
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Robert Huang·1 day ago

Title issues that kill deals at the last minute — how to prevent them?

I've had 3 deals in the past year die at closing because of title issues that weren't caught early. Mechanic's liens, old judgments, easement disputes. These are things that could …

10 replies96 views
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Preston Wade·1 day ago

Cross-collateralization — when does it make sense?

I have a borrower who owns 4 free-and-clear properties and wants to pull cash out to fund a new acquisition. One option is cross-collateralizing all 4 to get a larger loan. Another…

10 replies186 views
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Shawn Kelley·1 day ago

Is anyone using social media to generate broker leads? What's actually working?

trying to figure out if i should be investing more time in instagram/linkedin/tiktok for lead gen. feels like everyone is doing it but idk if it actually converts. anyone have real…

13 replies301 views

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