Private Lending Market Report

The NeuFinance
Market Intelligence Report

Monthly data on bridge loan rates, DSCR rates, deal volume, average loan sizes, and the most active states — sourced from lenders and brokers on the NeuFinance platform.

Latest Report: Mar 2026

Mar 2026 — Key Indicators

9.50%
Avg Bridge Rate
Short-term bridge loans
6.55%
Avg DSCR Rate
30-yr rental loans
9.95%
Avg Fix & Flip Rate
Rehab financing
$493K
Avg Loan Size
Across all loan types
91/100
Deal Volume Index
Platform activity score
Editor's Note — Mar 2026

Q1 2026 closes at all-time platform high — deal volume index 91, average loan size $493K, rates at 3-year lows.

Interest Rate Trends

Average rates across bridge, DSCR, and fix & flip loan types — 18-month view

Oct '24Nov '24Dec '24Jan '25Feb '25Mar '25Apr '25May '25Jun '25Jul '25Aug '25Sep '25Oct '25Nov '25Dec '25Jan '26Feb '26Mar '266%8%10%12%14%
  • Bridge
  • DSCR
  • Fix & Flip

Deal Volume Index

Platform activity score (0–100) — higher = more deals submitted and funded

Oct '24Nov '24Dec '24Jan '25Feb '25Mar '25Apr '25May '25Jun '25Jul '25Aug '25Sep '25Oct '25Nov '25Dec '25Jan '26Feb '26Mar '260255075100

Most Active States

Top 5 states by deal volume — Mar 2026

FL47 deals
TX39 deals
GA27 deals
NC22 deals
AZ18 deals

Avg Loan Size Trend

Average loan size across all programs (in $K)

Nov '24Jan '25Mar '25May '25Jul '25Sep '25Nov '25Jan '26Mar '26$0K$150K$300K$450K$600K

Monthly Report Archive

PeriodBridge RateDSCR RateFix & FlipAvg LTVAvg LoanVolume Index
Mar 20269.50%6.55%9.95%73%$493K
91
Feb 20269.55%6.60%10.00%72%$487K
87
Jan 20269.65%6.65%10.10%72%$481K
83
Dec 20259.75%6.70%10.20%72%$475K
71
Nov 20259.85%6.75%10.30%71%$469K
79
Oct 20259.95%6.80%10.40%71%$463K
76
Sep 202510.10%6.90%10.55%71%$458K
72
Aug 202510.15%6.95%10.60%70%$452K
65
Jul 202510.20%7.00%10.65%70%$449K
68
Jun 202510.25%7.05%10.70%70%$445K
71
May 202510.35%7.10%10.80%70%$438K
67
Apr 202510.40%7.15%10.85%69%$431K
62
Mar 202510.50%7.20%10.95%69%$423K
58
Feb 202510.65%7.30%11.10%68%$415K
51
Jan 202510.75%7.40%11.25%68%$408K
47
Dec 202410.90%7.55%11.40%67%$401K
38
Nov 202411.10%7.70%11.60%67%$392K
45
Oct 202411.25%7.85%11.75%66%$387K
42

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Loan Types

  • Bridge
  • Fix and Flip
  • DSCR
  • Ground-Up Construction
  • Land Development
  • SBA
  • Commercial Permanent Financing

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